Author: jdlancer

I have learned the hard way through personal experience that when I reach out with love and caring to a frightened and emotionally wounded person, that if I make one mistake or one misinterpreted move, I will be attacked and injured myself, just like anyone reaching out to a wounded animal. This is one of…

Laws are rules, not barriers. They don’t prevent the acts they make illegal. They establish the rules for living in a specific society and the consequences for breaking those rules. Think of it this way. When you exceed the speed limit, you don’t suddenly vaporize. You may suddenly have a roadside chat with “rule” enforcement…

It could be that so many confuse ‘balancing their checking account’ with ‘balancing their budget’ because they only have a checking account as a tool to go into debt. As with any acquired skill, debt management requires a box of tools to build the finest debt one can build. Build it and they will come.

There is an internet saying floating around that says the difference between a situation being an ordeal or an adventure is attitude. This is what we did when we were kids. We created adventure out of ordeals. Now that we are adults, we pay thousands of dollars for someone else to convince our stressed-out, burned-out, on the verge…